Goals

I want to finish school! I want to go back and finally get my business degree and finish my psychology degree! I would love nothing more than to possibly change my major to perhaps business so that in 3-5 years I can think about when I can open my own shop/boutique. In the time I'm in school I want to work my butt off to get rid of our credit card debt so that we can sell the red bug and give that money to mom to help pay off of her loan and be less for us to worry about, giving us the opportunity to have one credit card for emergencies and to pay it right off. I know that bankruptcy will not be something that is easy and it is by no means the easy way out because filing means you are taking the consequences of doing it the hard way in the future. Perhaps instead of bankruptcy maybe we could save enough money while living with AO to start making payments to pay it off. Maybe what we could do is make monthly payments into a savings account so that when we have enough money in there we can just pay off our debt all at once, boosting our credit even higher than before. I know that all of this will take time and I know that it's what I want.

Perhaps we don't need Dr. Archie to get by anymore. Maybe the more we learn, the less we move. That's what we both need, to move.

If we made a plan and a goal to raise $10,000 to pay off our debt and to make a deal with our credit cards we could be much better off than filing for bankruptcy, allowing us to get a car or a business loan in the future, but it would mean both of us on board, and making certain budgeting now for the future. I want to pay back our debt because it is our responsibility to and I know that God gave us that money and we owe it to Him to pay it back so that someone else can use it.

I want to go back to school and put my loans into deferrment, finish my degree, continue on with getting another degree, possibly journalism, or art while having a job that allows me to make the most amount of money to pay towards bills and loans and credit cards. That's what I want. I want in five years to have our credit cards paid off, to not have the red bug anymore, to possibly be able to upgrade Steve's car, and to be thinking about my personal future in the gift basket business.

In the meantime I could get a job with Hana Teppanyaki to make good tips, or maybe even Mellow Mushroom since they make alot. I could try for modeling. I could still try and sell my paintings and my gift baskets.

I think we could really make it work, if we work together and just live for the bigger picture instead of getting bogged down in our emotions and problems.

"God help us get there please!"